The reasons why working people will continue to lose blog
Working people throughout the United States of America (USA) were losing financially before the COVID-19 crisis. The question is why? The number one reason why is because most regular 9 to 5 people are only dependent on their employer, as a single source of income. Also, the mindsets of a significant amount of regular working people are to only except what their employers offer them. For example, the 401k retirement pension plans, two to three percent annual raises which barely meet 2020 inflation rates. Promotions that in most instances require more time and energy that for a lot of people affects their health. I do not care what anyone says, your health is your wealth first, and foremost. If one gets hurt physically or has an unfortunate medical issue they could not only suffer physically, but they will most definitely hurt financially with or without health insurance. Now am I talking about how broken certain systems truly are? Absolutely not. I am referencing how people mindsets are not economically on code with one another. I always reference the immigrant mindset, when one immigrates to another country, their mindset starts with first survival, second saving enough money for emergencies, and last building small, or huge economic empires to sustain their families, friends, etc. Most working families only have one to two incomes in their household. However, in a substantial amount of U.S. immigrant families households have about 5 to 7 income streams, which opens the doors to more economic opportunities that most U.S. working families may never have. Opportunities such as real estate investment properties, owning small businesses, or purchasing a franchise such as subway, hotels, gas stations etc. There is a new concept being presented to working Americans today, known as Utilizing One Job To Finance One Dreams. Most working 9 to 5 people start off their careers with 200 to 600 dollars in their bank accounts, renting the homes that they reside in. Huge student loan payments, huge car payments, child support payments, credit card payments, the list goes on and on. The number one reason why working Americans will continue to lose economically is if, an 18 year old, and 21 year old buy the concept that only having a skilled trade, college degree, or a professional certification is going to cut it economically in the United States of America. A lot of working people do not have access to health insurance, 401K’s, temporary disability insurance, unemployment insurance, access to training programs, and still thrive economically. It all starts with one mindset and the cornerstone of one's family. True leadership qualities that take one family to places that they thought, they would never go. Now I am not into trying to job shame anyone, which is becoming a part of the new norm nowadays. However, I am definitely in the business of asking people what is their economic plan outside of their jobs? If it only entails getting a better job every couple of months or years, with that strategy more people are inclined to lose than win in today and tomorrow economy. So please look into joining the gold saving/investment team known as Karatbars International.
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